Portfolio Management

The principals of Ridgecrest Capital monitor client holdings daily and recommend changes when appropriate.  Use of their proprietary investment model* aids in quick decision making and provides a basis for buy and sell decisions. 

Investments* may include, but are not limited to, open- and closed-end mutual funds, exchange traded funds, exchange traded notes, unit investment trusts, fixed and variable annuities, common stocks, preferred stocks, corporate bonds, government agency bonds, US Treasury securites, municipal bonds, certificates of deposit, and money market funds.

Portfolio composition* is driven mainly by the investment objective and secondarily by market conditions. 

*Capital Appreciation Portfolio:  Designed for investors seeking to maximize capital appreciation potential with minimal, if any, income.  Investors must have a high risk tolerance and are willing to accept higher volatility.

*Moderate Growth Portfolio:  Designed for investors seeking long term growth of capital with secondary objectives of current income and capital preservation.  Investors will have a moderate risk tolerance and be willing to accept moderate volatility.

*Conservative Portfolio:  Designed for investors seeking limited capital appreciation potential and modest current income with a secondary objective of capital preservation.  Investors will accept some portfolio volatility with a goal of limiting risk.

The principals at Ridgecrest Capital manage client portfolios with the philosophy of  "Our goal is to win by minimizing the investors' risk".   

How are you managing risk in your portfolio?  Did it work in 2008? 

If you would like to learn how we help clients manage risk, call us for a free, confidential, no-obligation appointment.  As always, when it comes to investing, "What do you have to lose?" 

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Please note that individual situations can vary.  Therefore, the information presented here should only be relied upon when coordinated with individual professional advice

*Securities and advisory services are offered through Royal Alliance Associates.