Where Return of Capital is as Important as Return on Capital

Our Mission: 

To empower our clients to establish and achieve their life vision by serving as their financial advocate.

 

Service Platform:

Financial Planning *

401k Investment Advisory * 

Portfolio Management *

Retirement Income Planning *

Small Business Retirement Plans *

 

  For further information, please click on the appropriate link.

 

Current Clients Click Here To Access your Brokerage Accounts

Current Clients Click Here to Access your Personal Financial Plan Website

 

 Thank you for visiting our website.

 * Securities and investment advisory services offered through Royal Alliance Associates Inc. member FINRA/SIPC and a registered investment advisor. Ridgecrest Capital LLC is not affiliated with Royal Alliance Associates or registered as a broker dealer or investment advisor.
Calculators

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

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