Where Return of Capital is as Important as Return on Capital

Ridgecrest Capital LLC, established in 1998, provides financial strategies to individual investors and small businesses. 

The Principals of Ridgecrest Capital each have a Master's of Business Administration from the University of New Mexico and over 10 years of experience providing to clients:

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 * Securities and investment advisory services offered through Royal Alliance Associates Inc. member FINRA/SIPC and a registered investment advisor. Ridgecrest Capital LLC is not affiliated with Royal Alliance Associates or registered as a broker dealer or investment advisor.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

Confident in Consumer Confidence?

The consumer confidence index can be a useful tool, but it should play only a minor role in an investor’s overall outlook.

Higher Education Pays, But So Will You

It’s likely that admission to the nation’s top colleges and universities will remain competitive, but adequate college savings can help ensure that a student’s opportunity to attend his or her school of choice is not compromised by the lack of resources.

Exchange-Traded Funds Can Be for Conservative Portfolios, Too

If you avoided ETFs because they were predominantly composed of stocks, the growing availability of bond ETFs might warrant a second look.

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